Avoiding Portfolio Over-Diversification: Smart Strategies for Investors

Avoiding Portfolio Over-Diversification: Smart Strategies for Investors

ByY S

Everyone talks about diversifying your investments, right? It’s like the number one rule: “Don’t put all your eggs in one basket!” The idea is smart – spread your money around different investments so if one goes down, your whole portfolio isn’t ruined. It’s supposed to make your money safer. But here’s a secret: sometimes you…

Understanding Wealth Management and Financial Planning: Key Differences (India Focus)

Understanding Wealth Management and Financial Planning: Key Differences (India Focus)

ByY S

When it comes to securing your financial future in India, wealth management and financial planning are two important approaches that often come up. Though they might sound alike, they serve different purposes and cater to different financial needs. You can think of financial planning as the foundation—helping you budget, save, and invest to achieve specific…