a hand gently placing a coin near a small plant growing from a stack of coins, symbolizing financial growth and investment.

Dividend Plans vs SWPs: Which Works Best for Your Regular Income Needs?

When you’re planning for a steady and sustainable income stream—whether you’re stepping into retirement, navigating a career break, or simply looking to optimize your investments—two mutual fund strategies frequently surface as frontrunners: Dividend Plans and Systematic Withdrawal Plans (SWPs). Both serve the purpose of delivering regular cash flow, but they differ significantly in structure, predictability,…