The Public Provident Fund (PPF) is widely regarded as one of the safest and most tax-efficient long-term investment options in India. With guaranteed returns and sovereign backing, it’s a preferred choice for individuals looking to build a retirement corpus or save systematically over time. However, one key limitation of the PPF is its 15-year lock-in…
Retirement marks a significant life transition, shifting focus from earning to enjoying the fruits of your labour. For retirees in India, this golden phase comes with its own set of financial considerations, paramount among them being the need for stable income and wealth preservation. A crucial aspect of this financial planning is understanding and leveraging…
When planning your finances in India, knowing your PF Withdrawal Frequency Limit across accounts is essential. Whether you’re using the Employee Provident Fund (EPF) or the Public Provident Fund (PPF), knowing how frequently you can withdraw helps you manage both short-term needs and long-term goals effectively. This guide offers everything you need to know in…
India’s tax system is changing, and many investors are wondering what happens to their tax-saving options—especially those under Section 80C. With the New Tax Regime 2025 now the default for FY 2025–26, most traditional 80C deductions are no longer available. But that doesn’t mean all 80C investments are useless. In fact, three key 80C options…
Let’s talk about something that can seriously boost your long-term financial game without the constant worry of taxes eating away your hard-earned money. It’s called the Exempt-Exempt-Exempt (EEE) tax rule in India, and trust me, understanding it is like unlocking a cheat code for building wealth. Imagine a world where the money you invest, the…