How Many Mutual Funds Are Enough for a Balanced Portfolio?
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How Many Mutual Funds Are Enough for a Balanced Portfolio?

When building an investment portfolio, one question often stumps investors—“How many mutual funds should I own?” It’s easy to assume that more funds mean better diversification and higher safety. But in reality, owning too many mutual funds can reduce clarity, increase cost, and ironically, dilute your returns. A balanced portfolio doesn’t require 10–15 funds. In…

Are You Overdiversifying? The Hidden Risks of Too Many Index Funds for Indian Investors
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Are You Overdiversifying? The Hidden Risks of Too Many Index Funds for Indian Investors

Are you riding the wave of index funds? If you’re like many Indian investors these days, chances are your investment portfolio has at least a few of these popular funds. And honestly, for good reason! Index funds are awesome because they’re usually cheap, super easy to buy and sell, and they help you spread your…