Over the last decade (2014–2024), 10-year mutual fund returns have shown a clear trend across categories. Small-cap mutual funds delivered the highest average returns at 17.35%, followed by mid-cap funds at 16.27%, while large-cap funds provided more stable but lower returns at 12.79%. This comparison of large cap vs mid cap vs small cap mutual…
For long-term investors in India, choosing between Flexi Cap, Multi Cap, and Value funds involves understanding their core strategies, benefits, and how they typically perform over extended periods. There isn’t a single “best” fund, as the ideal choice depends on your risk tolerance, investment horizon, and personal financial goals. Let’s break down each category: 1….
When markets swing wildly, it’s easy to get caught up—buying in excitement or selling in fear. But Warren Buffett and Charlie Munger’s decades of success at Berkshire Hathaway prove that the real key to building wealth lies in Long Term Investing. If you want to adopt their proven approach, here are the core principles to…
When it comes to wealth creation, patience in investing is the ultimate superpower. Yet, it’s also the most difficult trait for most investors to practice. In a world driven by instant gratification, staying invested for years—sometimes decades—feels counterintuitive. But history proves that patient investors consistently outperform those who chase short-term gains. The Power of Patience…
Hey there, future financial wizard! Ever feel like your money is just… floating around? You save a bit here, spend a bit there, and while you might be putting some cash away, you’re not entirely sure if it’s getting you closer to that dream vacation, that down payment on a home, or a comfortable retirement….
What if I told you that with just a disciplined monthly SIP and some patience, you could build ₹1 crore in 15 years — and that a big chunk of it would come in just the final three years? Sounds unbelievable? Enter the 8-4-3 Rule, a game-changing strategy in the world of mutual funds that…
Why Patience is the Secret to Building Wealth You’ve probably heard the saying, “Patience is a virtue.” But when it comes to investing, patience isn’t just a nice trait—it’s a superpower. In a world where everyone wants instant results, the ability to wait, stay calm, and trust the process can mean the difference between growing…
If you’ve been investing in small-cap mutual funds, you might have noticed a sharp decline in their value recently. As of February 22, 2025, small-cap funds in India have dropped by an average of 12% since the start of the year. A sudden downturn like this can be unsettling, leaving many investors wondering whether to…
Charlie Munger, the legendary investor and long-time partner of Warren Buffett, is widely celebrated for his wisdom in investing and life. Among his many pearls of advice, one stands out for its simplicity yet profound impact: “The first rule of compounding: Never interrupt it unnecessarily.” This one line distils the essence of what makes compounding…