What if you could enjoy the growth potential of stocks without losing sleep over market volatility? Enter hybrid mutual funds – the financial world’s equivalent of having your cake and eating it too. These funds blend the growth power of equities with the stability of debt instruments, creating a balanced investment approach that’s gaining momentum…
What if your ₹1 lakh investment had quietly grown into over ₹2.4 lakh in just three years? For investors who placed their bets on the right equity mutual funds between July 2022 and July 2025, that dream became reality. Seven standout funds not only doubled wealth but also outpaced benchmarks like the Nifty Midcap 150…
As the tax-filing season for FY 2024-25 nears its deadline, savvy investors are eyeing Equity-Linked Savings Schemes (ELSS) to combine tax savings with wealth creation. ELSS funds, which invest at least 80% in equities, offer deductions of up to Rs. 1.5 lakh under Section 80C of the Income Tax Act, potentially saving up to Rs….
For investors in India, flexi-cap funds have been a goldmine in recent years. By offering fund managers the freedom to invest across large-cap, mid-cap, and small-cap stocks, these funds balance growth potential with risk management. And if you needed proof of their power, here it is: five standout flexi-cap mutual funds have delivered over 300%…
Are you confused about how to best leverage Systematic Investment Plans (SIPs), the National Pension System (NPS), and the Employee Provident Fund (EPF) for your retirement? You’re not alone. These three popular Indian retirement savings options each have distinct features, and knowing which one, or what combination, is right for you at different life stages…
When building an investment portfolio, one question often stumps investors—“How many mutual funds should I own?” It’s easy to assume that more funds mean better diversification and higher safety. But in reality, owning too many mutual funds can reduce clarity, increase cost, and ironically, dilute your returns. A balanced portfolio doesn’t require 10–15 funds. In…
When you’re evaluating mutual funds or any investment, you’re constantly trying to figure out one thing: how well has it really performed? You’ve probably seen numbers like “1-year return” or “5-year return” – these are often called point-to-point or trailing returns. While they give you a quick snapshot, they can sometimes be like looking at…
When you invest in mutual funds, you’re constantly looking at their returns. You might see terms like “1-year return,” “5-year return,” or “CAGR.” While these numbers give you a snapshot, they can sometimes be misleading, especially if you’re trying to understand how consistently a fund performs through different market conditions. This is where Rolling Returns…
Many investors often wonder if Flexi Cap and Multi Cap mutual funds are simply different terms for the same investment idea. It’s an understandable thought, as both types indeed spread their investments across companies of various sizes – be it large, medium, or small. However, despite this shared characteristic, these two fund categories are quite…
The Indian stock market has shown a mixed bag of results as we navigate through 2025. The Nifty 50 index, India’s main benchmark, has delivered a modest 5.7% return so far this year. However, mid-cap and small-cap stocks, tracked by the Nifty Midcap 150 and Nifty Smallcap 250 indices, have posted more subdued returns of…