For most investors in India, mutual funds feel like the easiest path to wealth. You set up a SIP, sit back, and let the fund manager do the heavy lifting. But here’s the truth: not all mutual fund investments lead to financial freedom as smoothly as you’d hope. Why? Because hidden traps—things you often overlook—can…
No, ETFs (Exchange-Traded Funds) and Index Funds are not the same, even though both are designed to track a market index and provide low-cost, diversified investing. The key difference lies in their structure and trading style: ETFs trade like stocks on an exchange with intraday price movements, while Index Funds are mutual funds priced once…
When it comes to mutual funds, investors are often overwhelmed with categories—large-cap, mid-cap, small-cap, multi-cap, and now flexi-cap. So, the big question is: Why are flexi-cap funds considered the most versatile option, and how are they different from multi-cap funds? Let’s break it down step by step. What Are Flexi-Cap Funds? Flexi-cap funds are mutual…
In 2025, index funds have emerged as one of the most popular investment choices for retail and institutional investors alike. From beginners entering the stock market to seasoned investors seeking steady, low-cost returns, index funds are capturing widespread attention. But why exactly are index funds gaining popularity, and are they right for you? Let’s break…
India’s real estate sector is booming in 2025, and investors are looking for smarter ways to participate without the hassles of buying physical property. The answer lies in Top REIT Mutual Funds in India 2025, which provide diversified exposure to the country’s leading listed Real Estate Investment Trusts (REITs). Backed by blue-chip tenants, these funds…
If you are an investor looking for a balance of equity growth and debt stability, aggressive hybrid funds can be a smart option. These funds typically invest about 65–80% in equities and the rest in debt instruments, aiming to deliver higher returns than pure debt funds while cushioning equity market risks. From 2020 to 2025,…
Over the last decade (2014–2024), 10-year mutual fund returns have shown a clear trend across categories. Small-cap mutual funds delivered the highest average returns at 17.35%, followed by mid-cap funds at 16.27%, while large-cap funds provided more stable but lower returns at 12.79%. This comparison of large cap vs mid cap vs small cap mutual…
When it comes to tax-saving investments, Equity Linked Savings Schemes (ELSS) often top the list. They’re popular because they not only help you save taxes under Section 80C of the Income Tax Act, but also give you the potential to grow your money faster than traditional options like PPF or fixed deposits. And here’s the…
For long-term investors in India, choosing between Flexi Cap, Multi Cap, and Value funds involves understanding their core strategies, benefits, and how they typically perform over extended periods. There isn’t a single “best” fund, as the ideal choice depends on your risk tolerance, investment horizon, and personal financial goals. Let’s break down each category: 1….
If stability and strong returns on your money both sound appealing, then 2025’s top-performing debt funds should command attention. While equity investments carry volatility, debt mutual funds offer a more predictable path to growth, making them attractive options for risk-conscious investors. Some of these fund categories—especially credit risk funds—have delivered SIP returns exceeding 20% over…